PIP Benefits: What They Are and How Do They Work?

Personal Injury Protection (PIP) Benefits are extremely important PIPto someone who has been injured in a car accident. Often called “no-fault” benefits, PIP pays for necessary medical expenses and lost wages when a person is involved in an automobile accident. These are referred to as “no-fault” because the benefits are readily available regardless of who is liable for the mishap.

PIP is a mandatory coverage in the state of Kentucky. Basic PIP is to be paid by the insurer of the vehicle in which the injured person is riding at the time of an accident or the vehicle, which strikes a pedestrian, regardless of who was at fault in the accident. Basic PIP provides up to $10,000 per person per accident for medical expenses, lost wages and similar “out of pocket” costs due to an injury, while higher benefits and deductibles are optional.

Following an accident, it can become overwhelming to navigate the confusing world of insurance benefits. If you should find yourself in this situation, don’t hesitate to contact an experienced attorney that can walk you through the advantages of PIP.