No one likes to think about the possibility of their own disability or the disability of a loved one. However, as we'll see below, the statistics are clear that we should all plan for at least a temporary disability. Disability planning is one area where we can give each and every person and family … [Read more...] about Planning for Disability – The Good, The Bad and The Necessary
What is a Revocable Living Trust? A Revocable Living Trust is a written agreement which creates a trust and contains provisions for the management and distribution of your property. The agreement gives you the power to … [Read more...] about ESTATE PLANNING WITH A REVOCABLE LIVING TRUST
Undue Influence is when someone pressures another in such a way that the person being influenced is not acting by their own free will; they are being coerced into taking a certain action. Undue influence often arises when a friend or family member falls ill. For example, mom has been … [Read more...] about What is Undue Influence?
We have all heard the horror stories of someone badly injured in a car wreck by a person with minimal insurance or none at all. As the victim’s medical bills mount, the negligent party’s state minimum insurance policy is quickly exhausted leaving the victim on the hook for the balance. To avoid this … [Read more...] about UNINSURED AND UNDERINSURED MOTORISTS
Kentucky drivers are required by law to carry car insurance, and to meet the state requirements, drivers must have at least bodily injury liability insurance and property damage insurance. Kentucky law requires these coverage types at the following minimums: $25,000 for bodily injury, per … [Read more...] about KENTUCKY NO-FAULT LAW (AND WHAT IT MEANS IF YOU HAVE BEEN INJURED)
Whether a property owner can be held liable for injuries inflicted by their animals while on their property depends on quite a few factors, including who was injured, (a friend, family member, child, farm worker, or trespassing persons), what animals caused the injury (cow, dog, horse), how the … [Read more...] about Can an Owner of Livestock Be Held Liable for Injuries Their Animals Cause on the Farm?
Most of us have heard of Defamation or Slander or used the words, but people don’t know legal nuances of what these words mean. There are varying types of defamation and slander that differ from one another. Merriam-Webster defines defamation as “the act of communicating false statements about … [Read more...] about Defamation, what is it?
Medicare and Medicaid are two different government programs for healthcare. It is important to understand the difference between them. Here, we will discuss how the program benefits differ, how eligibility for each program is established, and discuss some recent news pertaining to each … [Read more...] about What is the Difference Between Medicare and Medicaid?
The importance of running a title search on any property you buy is best illustrated by way of example. Let’s say “John Doe” and his wife “Jane” are looking to retire and buy a house outside of Louisville with a little land. They come across exactly what they’ve been looking for situated on five … [Read more...] about Do I really need to run a title search on my property?